Institutional Audit Framework
Post-production maturity certification & resilience validation
Institutional Readiness
60/100
Avg Maturity Level
3/6
Resilient
Risk Exposure
40/100
MEDIUM
Institutional Deployment
✗ NO-GO
Remediation required
Deterministic calculations
Loan calculation immutable across environments
Double-entry ledger
Principal + Interest = Total always
Transaction isolation
ACID compliance via PostgreSQL
Audit log completeness
Create/update/delete logged for all entities
Timestamp monotonicity
Requires clock drift monitoring in production
Multi-region availability not implemented
Mitigation: Deploy to secondary region
AI prompt versioning not tracked
Mitigation: Implement prompt git tracking
Cost monitoring not implemented
Mitigation: Add cost tracking dashboard
API vendor dependency risk
Mitigation: Evaluate fallback vendors
No secrets rotation policy
Mitigation: Implement automated rotation
Database scaling ceiling ~10M records
Mitigation: Implement sharding strategy
No dynamic rate limiting
Mitigation: Add adaptive throttling
Feature flag gradual rollout missing
Mitigation: Implement canary deployment
Data migration rollback untested
Mitigation: Test rollback procedures
No automated incident response
Mitigation: Build incident automation
Phase 1 (1 month): Core Resilience
- Multi-region deployment architecture
- Automated database backup & restore validation
- Secrets rotation automation
- Cost tracking by tenant/feature
Phase 2 (1 month): Governance
- AI prompt versioning & audit trail
- Feature flag canary deployment
- Legal/compliance documentation framework
- Data residency & retention policies
Phase 3 (2 months): Anti-Fragility
- Dynamic rate limiting & auto-scaling
- Chaos engineering test suite
- Incident response automation
- System learning loop & continuous hardening