StaffLoans is a purpose-built financial wellness platform connecting PNG employers and employees — making affordable loans, savings, and financial education accessible to every worker.
Millions of Papua New Guinean workers are excluded from mainstream financial services. Without access to affordable credit, a medical emergency or broken vehicle becomes a financial crisis.
StaffLoans partners with employers — government departments, statutory bodies, and private companies — to offer employees loans repaid safely through payroll deduction. This eliminates default risk and unlocks access to credit that was previously out of reach.
We combine smart technology with local knowledge to build a platform that works for PNG workers, wherever they are.
The principles that guide everything we do
We believe every PNG worker deserves access to affordable credit, regardless of where they live or work.
Simple interest rates, no hidden charges, and complete clarity on every transaction.
Built specifically for Papua New Guinea — our team, our systems, and our mission are all locally focused.
We go beyond loans — savings programs, financial education, and wellness scores to help workers thrive.
Any salaried worker whose employer is registered on StaffLoans. Government workers, teachers, nurses, bank staff, NGO employees — all welcome.
Government departments, statutory bodies, private companies, and NGOs operating in PNG. Registration is free and our team handles the full setup.
StaffLoans goes beyond loans — we handle your employer-funded benefits so HR teams can focus on what matters.
Annual leave fares and travel entitlements managed digitally — claim online, get reimbursed fast.
Housing and accommodation benefits tracked per employee contract clause.
Vehicle allowances and fuel entitlements managed without HR overhead.
School fee entitlements for employees and dependants — claim process fully digital.
Monthly telephone and data allowances automatically credited or reimbursed.
Real-time gratuity accrual tracking based on contract terms — visible to both employee and employer.
We believe the best loan is the one you don't need. That's why StaffLoans invests in financial literacy for every employee on the platform.
Employers get a real-time dashboard showing the financial health of their entire workforce — anonymised and aggregated. Use it to design better benefits, spot financial stress hotspots, and benchmark against industry peers.
Whether you're in Port Moresby or a remote province, StaffLoans works on any device — web, mobile app, or even SMS for workers without internet.
Full feature access on any desktop or laptop browser.
Install to your home screen for a native app experience on Android or iOS.
No smartphone? No problem. Apply for loans and check balances via SMS from any phone.
Your data is safe with StaffLoans. We meet PNG regulatory requirements and use enterprise-grade security.
Zero cost, zero risk, maximum benefit for your staff. Here's what StaffLoans does for your organisation.
Receive a simple fortnightly deduction file. Upload it to your payroll system. Done.
Our AI assesses creditworthiness in minutes — your HR team is never the bottleneck.
See active loans, repayment rates, and wellness scores for your workforce at any time.
Monthly reconciliation reports generated automatically. No spreadsheet chaos.
Large employers can deploy StaffLoans under their own brand for a seamless employee experience.
PNG-based account manager. Real people, real help, local knowledge.
Need cash before your next pay? Staff Advances let employees access up to 50% of their upcoming pay — automatically repaid over the next 1–2 fortnights. No banks. No moneylenders. No stress.
For contract employees, gratuity (typically 25% of salary per year) is a major entitlement — but tracking it is complex. StaffLoans calculates and tracks every employee's accrued gratuity automatically, visible to both employer and employee in real time.
Good financial behaviour gets rewarded. Earn StaffLoans Coins for every on-time repayment, completed savings goal, and financial education module.
Start your journey toward financial wellness.
Questions? Email us at hello@staffloans.net