Live ROI Calculator

What's Your Real
Return on StaffLoans?

Adjust the sliders to see live calculations of how much employers save and how much employees gain — in real Papua New Guinea Kina.

📈 Average 847% ROI for Employers
💰 K8,000+ Saved Per Employee/Year
👥 30% Reduction in Staff Turnover

Your Organisation Details

100 staff
2,500 K/month
25 %
8 days
4 hours
10 requests
Annual Net ROI
K 93,432
Return on StaffLoans investment
1557% ROI
For every K1 spent, you earn back K16.6

Annual Savings Breakdown

Reduced Staff TurnoverK 56,250

18 vs 25 replacements/yr (30% reduction)

Lower AbsenteeismK 16,364

Fewer stress-related absences for financially secure staff

HR Admin Time SavedK 6,818

No more manual loan/advance processing by HR staff

Productivity GainK 20,000

Financially secure employees are ~8% more productive

Platform cost (estimate)– K 6,000
Net Annual BenefitK 93,432

Beyond the Numbers: What Employers Tell Us

Staff Arrive on Time

Employees aren't driving across town before work looking for money or moneylenders.

Healthier Workforce

Fewer medical emergencies go untreated due to lack of funds, reducing long sick leave.

Reduced Fraud Risk

Employees under financial stress are more susceptible to petty fraud. StaffLoans reduces that risk.

Employer Brand

Being a StaffLoans partner is a recruitment differentiator — top talent chooses employers who care.

Methodology Note: Calculations are based on industry benchmarks, SHRM research on financial wellness programs, and data from comparable Pacific Island markets. Turnover cost = 3× monthly salary (recruitment + onboarding + productivity dip). Productivity figures use the 8% output improvement reported in financial wellness program meta-analyses. Individual results will vary.

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